As well as getting a loan, the ability to repay the loan is one of the most important factors affecting the criteria for getting a loan. The bank’s ability to provide instant loans is directly proportional to the regularity of the customer’s resume and relations with banks or financial institutions. In order to receive a loan, the customer must fulfill the conditions for obtaining a loan. The more confidence a customer can give to the bank, the more he fulfills the conditions for obtaining loans. When you go to the bank, your colleagues at the Headquarters and the Bank branch do a big research in the back and work towards the approval of your loan in order for your loan to be approved. Naturally, while you sit comfortably in your chair in front of the customer representative, all the documents given in the operational process are examined with all their details. While you are getting bored of sitting on the couch or saying how long I waited, in fact, all bank officials are working for you within the framework of certain rules. Each bank makes these rules under the supervision of the BRSA. Bank A instantly issues a loan, it is not like bank B kept me waiting for a long time. The difference in speed is due to the fact that the systems and approval processes are done in different rules but within the same system. Your income must be regular for your loan to be approved instantly. Your credit card debts should not be in a payment disruption. Your immovable assets that you can show as mortgage are also of great importance. Your rental income and even your education level are among the most important criteria that affect the criteria for getting a loan. Of course, the bank will want to approve your loan, but if you are unable to pay this loan, they will not want to put you in debt and will help you take the right step by thinking about you. It would be more accurate to say all banks if you ask who are the banks that can do the processing quickly instead of the banks that give instant loans and fast loans. The important thing is the correct profile that the customer presents to the bank. The more documents, the shorter the approval time. Everyone should stretch their feet according to their quilt.